CostIndexUSA

Abilene, TX vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Abilene
90.4
overall index
$1,775/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Abilene is significantly cheaper than Modesto — 15.2% lower overall cost of living.

To match an $80,000 salary in Abilene, you would need $92,100 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+47.0%
Abilene
73.8
Modesto
108.5
🛒 Groceries+12.2%
Abilene
93.8
Modesto
105.2
🚗 Transportation+4.2%
Abilene
101.1
Modesto
105.3
🏥 Healthcare+4.3%
Abilene
91.4
Modesto
95.3
Utilities+87.6%
Abilene
81.2
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Abilene to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$92,100
$12,100 more needed in Modesto

Formula: salary × (104.1 ÷ 90.4) = salary × 1.1515. Based on BEA Regional Price Parities.

Housing Market

Abilene, TX

Median Home Price
$200,000
Median Monthly Rent
$1,775
Housing Index
73.8
Price-to-Rent Ratio
9.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 47.0% higher housing costs compared to Abilene.

Income & Job Market

Abilene, TX

Median Household Income
$61,300
Per Capita Income
$34,900
Unemployment Rate
3.4%
Population
124,451
Top Industries
HealthcareMilitaryEducationRetailManufacturing

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Abilene, TX
2.9×income-to-rent ratio

65% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.