CostIndexUSA

Abilene, TX vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Abilene
90.4
overall index
$1,775/mo rent
MI
Saginaw
90.9
overall index
$1,000/mo rent

Abilene is slightly cheaper than Saginaw — 0.6% lower overall cost of living.

To match an $80,000 salary in Abilene, you would need $80,400 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.8%
Abilene
73.8
Saginaw
63.6
🛒 Groceries≈ Equal
Abilene
93.8
Saginaw
93.7
🚗 Transportation+3.4%
Abilene
101.1
Saginaw
104.5
🏥 Healthcare+3.5%
Abilene
91.4
Saginaw
94.6
Utilities+18.0%
Abilene
81.2
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Abilene to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$80,400
$400 more needed in Saginaw

Formula: salary × (90.9 ÷ 90.4) = salary × 1.0055. Based on BEA Regional Price Parities.

Housing Market

Abilene, TX

Median Home Price
$200,000
Median Monthly Rent
$1,775
Housing Index
73.8
Price-to-Rent Ratio
9.4×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Abilene has 13.8% lower housing costs compared to Saginaw.

Income & Job Market

Abilene, TX

Median Household Income
$61,300
Per Capita Income
$34,900
Unemployment Rate
3.4%
Population
124,451
Top Industries
HealthcareMilitaryEducationRetailManufacturing

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Abilene, TX
2.9×income-to-rent ratio

65% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.