CostIndexUSA

Albany, NY vs Boulder, CO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNY
Albany
99.6
overall index
$1,575/mo rent
CO
Boulder
105.2
overall index
$2,250/mo rent

Albany is moderately cheaper than Boulder — 5.6% lower overall cost of living.

To match an $80,000 salary in Albany, you would need $84,500 in Boulder. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+53.0%
Albany
102.6
Boulder
157
🛒 Groceries3.6%
Albany
99.7
Boulder
96.1
🚗 Transportation+2.1%
Albany
102.6
Boulder
104.8
🏥 Healthcare+2.0%
Albany
92.9
Boulder
94.8
Utilities38.3%
Albany
134
Boulder
82.7

Salary Equivalency Calculator

Enter your current salary in Albany to see what you'd need to earn in Boulder to maintain the same purchasing power.

$
Equivalent salary in Boulder, CO
$84,500
$4,500 more needed in Boulder

Formula: salary × (105.2 ÷ 99.6) = salary × 1.0562. Based on BEA Regional Price Parities.

Housing Market

Albany, NY

Median Home Price
$350,000
Median Monthly Rent
$1,575
Housing Index
102.6
Price-to-Rent Ratio
18.5×

Boulder, CO

Median Home Price
$702,000
Median Monthly Rent
$2,250
Housing Index
157
Price-to-Rent Ratio
26.0×

Boulder has 53.0% higher housing costs compared to Albany.

Income & Job Market

Albany, NY

Median Household Income
$82,400
Per Capita Income
$47,000
Unemployment Rate
3.9%
Population
98,111
Top Industries
GovernmentHealthcareEducationFinanceTechnology

Boulder, CO

Median Household Income
$95,400
Per Capita Income
$54,400
Unemployment Rate
4.7%
Population
105,112
Top Industries
TechnologyEducationResearchHealthcareOutdoor Recreation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Albany, NY
4.4×income-to-rent ratio

77% of income left after rent (median)

Boulder, CO
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.