CostIndexUSA

Amarillo, TX vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Amarillo
91.8
overall index
$1,225/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is moderately cheaper than Amarillo — 6.4% lower overall cost of living.

To match an $80,000 salary in Amarillo, you would need $74,900 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing28.7%
Amarillo
78.4
McAllen
55.9
🛒 Groceries≈ Equal
Amarillo
93.8
McAllen
93.8
🚗 Transportation≈ Equal
Amarillo
101.1
McAllen
101.1
🏥 Healthcare≈ Equal
Amarillo
91.4
McAllen
91.4
Utilities2.8%
Amarillo
83.5
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Amarillo to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$74,900
$5,100 less needed in McAllen

Formula: salary × (85.9 ÷ 91.8) = salary × 0.9357. Based on BEA Regional Price Parities.

Housing Market

Amarillo, TX

Median Home Price
$211,000
Median Monthly Rent
$1,225
Housing Index
78.4
Price-to-Rent Ratio
14.4×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Amarillo has 28.7% lower housing costs compared to McAllen.

Income & Job Market

Amarillo, TX

Median Household Income
$64,000
Per Capita Income
$36,500
Unemployment Rate
2.9%
Population
200,393
Top Industries
AgricultureEnergyHealthcareManufacturingRetail

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Amarillo, TX
4.4×income-to-rent ratio

77% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.