CostIndexUSA

Ann Arbor, MI vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Ann Arbor
100.9
overall index
$2,050/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Ann Arbor is slightly cheaper than Modesto — 3.2% lower overall cost of living.

To match an $80,000 salary in Ann Arbor, you would need $82,500 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.4%
Ann Arbor
125.3
Modesto
108.5
🛒 Groceries+12.3%
Ann Arbor
93.7
Modesto
105.2
🚗 Transportation+0.8%
Ann Arbor
104.5
Modesto
105.3
🏥 Healthcare+0.7%
Ann Arbor
94.6
Modesto
95.3
Utilities+55.1%
Ann Arbor
98.2
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Ann Arbor to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$82,500
$2,500 more needed in Modesto

Formula: salary × (104.1 ÷ 100.9) = salary × 1.0317. Based on BEA Regional Price Parities.

Housing Market

Ann Arbor, MI

Median Home Price
$398,000
Median Monthly Rent
$2,050
Housing Index
125.3
Price-to-Rent Ratio
16.2×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Ann Arbor has 13.4% lower housing costs compared to Modesto.

Income & Job Market

Ann Arbor, MI

Median Household Income
$83,800
Per Capita Income
$47,800
Unemployment Rate
3.3%
Population
123,851
Top Industries
EducationTechnologyHealthcareManufacturingResearch

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ann Arbor, MI
3.4×income-to-rent ratio

71% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.