CostIndexUSA

Ann Arbor, MI vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Ann Arbor
100.9
overall index
$2,050/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Ann Arbor — 8.1% lower overall cost of living.

To match an $80,000 salary in Ann Arbor, you would need $73,500 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing47.2%
Ann Arbor
125.3
Utica
66.1
🛒 Groceries+6.4%
Ann Arbor
93.7
Utica
99.7
🚗 Transportation1.8%
Ann Arbor
104.5
Utica
102.6
🏥 Healthcare1.8%
Ann Arbor
94.6
Utica
92.9
Utilities+34.3%
Ann Arbor
98.2
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Ann Arbor to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$73,500
$6,500 less needed in Utica

Formula: salary × (92.7 ÷ 100.9) = salary × 0.9187. Based on BEA Regional Price Parities.

Housing Market

Ann Arbor, MI

Median Home Price
$398,000
Median Monthly Rent
$2,050
Housing Index
125.3
Price-to-Rent Ratio
16.2×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Ann Arbor has 47.2% lower housing costs compared to Utica.

Income & Job Market

Ann Arbor, MI

Median Household Income
$83,800
Per Capita Income
$47,800
Unemployment Rate
3.3%
Population
123,851
Top Industries
EducationTechnologyHealthcareManufacturingResearch

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ann Arbor, MI
3.4×income-to-rent ratio

71% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.