CostIndexUSA

Atlantic City, NJ vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
NJ
Jersey City
112.6
overall index
$3,225/mo rent

Atlantic City is moderately cheaper than Jersey City — 13.9% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $91,100 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+50.6%
Atlantic City
98.7
Jersey City
148.6
🛒 Groceries+10.5%
Atlantic City
99.8
Jersey City
110.3
🚗 Transportation+8.1%
Atlantic City
102.8
Jersey City
111.1
🏥 Healthcare+8.1%
Atlantic City
93
Jersey City
100.5
Utilities+16.3%
Atlantic City
109.2
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$91,100
$11,100 more needed in Jersey City

Formula: salary × (112.6 ÷ 98.9) = salary × 1.1385. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Jersey City has 50.6% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.