CostIndexUSA

Austin, TX vs Lexington, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Austin
98.1
overall index
$1,550/mo rent
More AffordableKY
Lexington
92.9
overall index
$1,500/mo rent

Lexington is moderately cheaper than Austin — 5.3% lower overall cost of living.

To match an $80,000 salary in Austin, you would need $75,800 in Lexington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing36.0%
Austin
120.4
Lexington
77.1
🛒 Groceries+2.6%
Austin
93.8
Lexington
96.2
🚗 Transportation+0.6%
Austin
101.1
Lexington
101.7
🏥 Healthcare+0.7%
Austin
91.4
Lexington
92
Utilities9.0%
Austin
82
Lexington
74.6

Salary Equivalency Calculator

Enter your current salary in Austin to see what you'd need to earn in Lexington to maintain the same purchasing power.

$
Equivalent salary in Lexington, KY
$75,800
$4,200 less needed in Lexington

Formula: salary × (92.9 ÷ 98.1) = salary × 0.9470. Based on BEA Regional Price Parities.

Housing Market

Austin, TX

Median Home Price
$420,000
Median Monthly Rent
$1,550
Housing Index
120.4
Price-to-Rent Ratio
22.6×

Lexington, KY

Median Home Price
$313,000
Median Monthly Rent
$1,500
Housing Index
77.1
Price-to-Rent Ratio
17.4×

Austin has 36.0% lower housing costs compared to Lexington.

Income & Job Market

Austin, TX

Median Household Income
$98,500
Per Capita Income
$56,100
Unemployment Rate
3.9%
Population
978,908
Top Industries
TechnologyGovernmentHealthcareEducationEntertainment

Lexington, KY

Median Household Income
$70,000
Per Capita Income
$39,900
Unemployment Rate
3.8%
Population
322,570
Top Industries
HealthcareEducationManufacturingAgricultureGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Austin, TX
5.3×income-to-rent ratio

81% of income left after rent (median)

Lexington, KY
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.