CostIndexUSA

Austin, TX vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Austin
98.1
overall index
$1,550/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Austin is moderately cheaper than Naples — 5.2% lower overall cost of living.

To match an $80,000 salary in Austin, you would need $84,200 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+7.5%
Austin
120.4
Naples
129.4
🛒 Groceries+2.6%
Austin
93.8
Naples
96.2
🚗 Transportation+2.7%
Austin
101.1
Naples
103.8
🏥 Healthcare+2.7%
Austin
91.4
Naples
93.9
Utilities+7.1%
Austin
82
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Austin to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$84,200
$4,200 more needed in Naples

Formula: salary × (103.2 ÷ 98.1) = salary × 1.0520. Based on BEA Regional Price Parities.

Housing Market

Austin, TX

Median Home Price
$420,000
Median Monthly Rent
$1,550
Housing Index
120.4
Price-to-Rent Ratio
22.6×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 7.5% higher housing costs compared to Austin.

Income & Job Market

Austin, TX

Median Household Income
$98,500
Per Capita Income
$56,100
Unemployment Rate
3.9%
Population
978,908
Top Industries
TechnologyGovernmentHealthcareEducationEntertainment

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Austin, TX
5.3×income-to-rent ratio

81% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.