CostIndexUSA

Baltimore, MD vs Lancaster, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MD
Baltimore
104.5
overall index
$1,850/mo rent
More AffordablePA
Lancaster
98.3
overall index
$1,500/mo rent

Lancaster is moderately cheaper than Baltimore — 5.9% lower overall cost of living.

To match an $80,000 salary in Baltimore, you would need $75,300 in Lancaster. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.6%
Baltimore
118.2
Lancaster
93.8
🛒 Groceries1.7%
Baltimore
102.4
Lancaster
100.7
🚗 Transportation3.8%
Baltimore
106.6
Lancaster
102.6
🏥 Healthcare3.7%
Baltimore
96.4
Lancaster
92.8
Utilities2.6%
Baltimore
110.2
Lancaster
107.3

Salary Equivalency Calculator

Enter your current salary in Baltimore to see what you'd need to earn in Lancaster to maintain the same purchasing power.

$
Equivalent salary in Lancaster, PA
$75,300
$4,700 less needed in Lancaster

Formula: salary × (98.3 ÷ 104.5) = salary × 0.9407. Based on BEA Regional Price Parities.

Housing Market

Baltimore, MD

Median Home Price
$391,000
Median Monthly Rent
$1,850
Housing Index
118.2
Price-to-Rent Ratio
17.6×

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

Baltimore has 20.6% lower housing costs compared to Lancaster.

Income & Job Market

Baltimore, MD

Median Household Income
$94,300
Per Capita Income
$53,800
Unemployment Rate
3.8%
Population
585,708
Top Industries
HealthcareGovernmentFinanceEducationManufacturing

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Baltimore, MD
4.2×income-to-rent ratio

76% of income left after rent (median)

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.