CostIndexUSA

Bellingham, WA vs Charlotte, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableNC
Charlotte
97.3
overall index
$1,700/mo rent

Charlotte is moderately cheaper than Bellingham — 5.8% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $75,400 in Charlotte. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.6%
Bellingham
112.9
Charlotte
97.6
🛒 Groceries8.0%
Bellingham
105
Charlotte
96.6
🚗 Transportation1.2%
Bellingham
104.4
Charlotte
103.1
🏥 Healthcare1.3%
Bellingham
94.5
Charlotte
93.3
Utilities10.7%
Bellingham
99.9
Charlotte
89.2

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Charlotte to maintain the same purchasing power.

$
Equivalent salary in Charlotte, NC
$75,400
$4,600 less needed in Charlotte

Formula: salary × (97.3 ÷ 103.3) = salary × 0.9419. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Bellingham has 13.6% lower housing costs compared to Charlotte.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.