CostIndexUSA

Bellingham, WA vs Des Moines, IA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent

Des Moines is moderately cheaper than Bellingham — 11.2% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $71,000 in Des Moines. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.0%
Bellingham
112.9
Des Moines
84.7
🛒 Groceries10.8%
Bellingham
105
Des Moines
93.7
🚗 Transportation6.5%
Bellingham
104.4
Des Moines
97.6
🏥 Healthcare6.6%
Bellingham
94.5
Des Moines
88.3
Utilities15.3%
Bellingham
99.9
Des Moines
84.6

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Des Moines to maintain the same purchasing power.

$
Equivalent salary in Des Moines, IA
$71,000
$9,000 less needed in Des Moines

Formula: salary × (91.7 ÷ 103.3) = salary × 0.8877. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Bellingham has 25.0% lower housing costs compared to Des Moines.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.