CostIndexUSA

Bellingham, WA vs Las Cruces, NM Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableNM
Las Cruces
90.2
overall index
$1,375/mo rent

Las Cruces is moderately cheaper than Bellingham — 12.7% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $69,900 in Las Cruces. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing44.2%
Bellingham
112.9
Las Cruces
63
🛒 Groceries8.5%
Bellingham
105
Las Cruces
96.1
🚗 Transportation0.9%
Bellingham
104.4
Las Cruces
103.5
🏥 Healthcare1.0%
Bellingham
94.5
Las Cruces
93.6
Utilities22.0%
Bellingham
99.9
Las Cruces
77.9

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Las Cruces to maintain the same purchasing power.

$
Equivalent salary in Las Cruces, NM
$69,900
$10,100 less needed in Las Cruces

Formula: salary × (90.2 ÷ 103.3) = salary × 0.8732. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Las Cruces, NM

Median Home Price
$282,000
Median Monthly Rent
$1,375
Housing Index
63
Price-to-Rent Ratio
17.1×

Bellingham has 44.2% lower housing costs compared to Las Cruces.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Las Cruces, NM

Median Household Income
$56,500
Per Capita Income
$32,200
Unemployment Rate
5.6%
Population
111,385
Top Industries
EducationGovernmentHealthcareMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Las Cruces, NM
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.