CostIndexUSA

Bellingham, WA vs Lincoln, NE Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent

Lincoln is moderately cheaper than Bellingham — 11.3% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $70,900 in Lincoln. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.4%
Bellingham
112.9
Lincoln
84.2
🛒 Groceries10.4%
Bellingham
105
Lincoln
94.1
🚗 Transportation6.5%
Bellingham
104.4
Lincoln
97.6
🏥 Healthcare6.6%
Bellingham
94.5
Lincoln
88.3
Utilities23.1%
Bellingham
99.9
Lincoln
76.8

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Lincoln to maintain the same purchasing power.

$
Equivalent salary in Lincoln, NE
$70,900
$9,100 less needed in Lincoln

Formula: salary × (91.6 ÷ 103.3) = salary × 0.8867. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Bellingham has 25.4% lower housing costs compared to Lincoln.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.