CostIndexUSA

Bellingham, WA vs Missoula, MT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableMT
Missoula
96.4
overall index
$1,550/mo rent

Missoula is moderately cheaper than Bellingham — 6.7% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $74,700 in Missoula. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing15.9%
Bellingham
112.9
Missoula
94.9
🛒 Groceries8.6%
Bellingham
105
Missoula
96
🚗 Transportation0.7%
Bellingham
104.4
Missoula
103.7
🏥 Healthcare0.7%
Bellingham
94.5
Missoula
93.8
Utilities27.8%
Bellingham
99.9
Missoula
72.1

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Missoula to maintain the same purchasing power.

$
Equivalent salary in Missoula, MT
$74,700
$5,300 less needed in Missoula

Formula: salary × (96.4 ÷ 103.3) = salary × 0.9332. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Missoula, MT

Median Home Price
$552,000
Median Monthly Rent
$1,550
Housing Index
94.9
Price-to-Rent Ratio
29.7×

Bellingham has 15.9% lower housing costs compared to Missoula.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Missoula, MT

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
2.5%
Population
73,489
Top Industries
EducationHealthcareTourismGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Missoula, MT
3.9×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.