CostIndexUSA

Bellingham, WA vs Olympia, WA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostWA
Bellingham
103.3
overall index
$1,875/mo rent
WA
Olympia
103.7
overall index
$2,025/mo rent

Bellingham and Olympia have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+3.4%
Bellingham
112.9
Olympia
116.7
🛒 Groceries≈ Equal
Bellingham
105
Olympia
105
🚗 Transportation≈ Equal
Bellingham
104.4
Olympia
104.4
🏥 Healthcare≈ Equal
Bellingham
94.5
Olympia
94.5
Utilities8.2%
Bellingham
99.9
Olympia
91.7

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Olympia to maintain the same purchasing power.

$
Equivalent salary in Olympia, WA
$80,300
$300 more needed in Olympia

Formula: salary × (103.7 ÷ 103.3) = salary × 1.0039. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Olympia, WA

Median Home Price
$518,000
Median Monthly Rent
$2,025
Housing Index
116.7
Price-to-Rent Ratio
21.3×

Olympia has 3.4% higher housing costs compared to Bellingham.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Olympia, WA

Median Household Income
$93,200
Per Capita Income
$53,100
Unemployment Rate
4.1%
Population
53,532
Top Industries
GovernmentHealthcareEducationRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Olympia, WA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.