CostIndexUSA

Bellingham, WA vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is moderately cheaper than Bellingham — 6.1% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $75,100 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.5%
Bellingham
112.9
Rochester
87.5
🛒 Groceries5.0%
Bellingham
105
Rochester
99.7
🚗 Transportation1.7%
Bellingham
104.4
Rochester
102.6
🏥 Healthcare1.7%
Bellingham
94.5
Rochester
92.9
Utilities+33.3%
Bellingham
99.9
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$75,100
$4,900 less needed in Rochester

Formula: salary × (97 ÷ 103.3) = salary × 0.9390. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Bellingham has 22.5% lower housing costs compared to Rochester.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.