CostIndexUSA

Bellingham, WA vs Seattle, WA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWA
Bellingham
103.3
overall index
$1,875/mo rent
WA
Seattle
111.1
overall index
$2,175/mo rent

Bellingham is moderately cheaper than Seattle — 7.6% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $86,000 in Seattle. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+34.0%
Bellingham
112.9
Seattle
151.3
🛒 Groceries1.0%
Bellingham
105
Seattle
104
🚗 Transportation+7.5%
Bellingham
104.4
Seattle
112.2
🏥 Healthcare+7.4%
Bellingham
94.5
Seattle
101.5
Utilities7.1%
Bellingham
99.9
Seattle
92.8

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Seattle to maintain the same purchasing power.

$
Equivalent salary in Seattle, WA
$86,000
$6,000 more needed in Seattle

Formula: salary × (111.1 ÷ 103.3) = salary × 1.0755. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Seattle, WA

Median Home Price
$730,000
Median Monthly Rent
$2,175
Housing Index
151.3
Price-to-Rent Ratio
28.0×

Seattle has 34.0% higher housing costs compared to Bellingham.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Seattle, WA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
4.2%
Population
737,255
Top Industries
TechnologyAerospaceHealthcareRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Seattle, WA
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.