CostIndexUSA

Bend, OR vs Indianapolis, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Bend
103.6
overall index
$2,200/mo rent
More AffordableIN
Indianapolis
95.7
overall index
$1,500/mo rent

Indianapolis is moderately cheaper than Bend — 7.6% lower overall cost of living.

To match an $80,000 salary in Bend, you would need $73,900 in Indianapolis. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.2%
Bend
110
Indianapolis
88.9
🛒 Groceries10.4%
Bend
105.3
Indianapolis
94.3
🚗 Transportation1.1%
Bend
105.3
Indianapolis
104.1
🏥 Healthcare1.2%
Bend
95.3
Indianapolis
94.2
Utilities17.7%
Bend
105
Indianapolis
86.4

Salary Equivalency Calculator

Enter your current salary in Bend to see what you'd need to earn in Indianapolis to maintain the same purchasing power.

$
Equivalent salary in Indianapolis, IN
$73,900
$6,100 less needed in Indianapolis

Formula: salary × (95.7 ÷ 103.6) = salary × 0.9237. Based on BEA Regional Price Parities.

Housing Market

Bend, OR

Median Home Price
$653,000
Median Monthly Rent
$2,200
Housing Index
110
Price-to-Rent Ratio
24.7×

Indianapolis, IN

Median Home Price
$283,000
Median Monthly Rent
$1,500
Housing Index
88.9
Price-to-Rent Ratio
15.7×

Bend has 19.2% lower housing costs compared to Indianapolis.

Income & Job Market

Bend, OR

Median Household Income
$91,700
Per Capita Income
$52,300
Unemployment Rate
3.8%
Population
102,059
Top Industries
TourismTechnologyHealthcareRetailConstruction

Indianapolis, IN

Median Household Income
$77,900
Per Capita Income
$44,400
Unemployment Rate
3.4%
Population
887,642
Top Industries
HealthcareManufacturingFinanceLogisticsSports

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bend, OR
3.5×income-to-rent ratio

71% of income left after rent (median)

Indianapolis, IN
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.