CostIndexUSA

Bend, OR vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Bend
103.6
overall index
$2,200/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Bend — 10.5% lower overall cost of living.

To match an $80,000 salary in Bend, you would need $71,600 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.9%
Bend
110
Utica
66.1
🛒 Groceries5.3%
Bend
105.3
Utica
99.7
🚗 Transportation2.6%
Bend
105.3
Utica
102.6
🏥 Healthcare2.5%
Bend
95.3
Utica
92.9
Utilities+25.6%
Bend
105
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Bend to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$71,600
$8,400 less needed in Utica

Formula: salary × (92.7 ÷ 103.6) = salary × 0.8948. Based on BEA Regional Price Parities.

Housing Market

Bend, OR

Median Home Price
$653,000
Median Monthly Rent
$2,200
Housing Index
110
Price-to-Rent Ratio
24.7×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Bend has 39.9% lower housing costs compared to Utica.

Income & Job Market

Bend, OR

Median Household Income
$91,700
Per Capita Income
$52,300
Unemployment Rate
3.8%
Population
102,059
Top Industries
TourismTechnologyHealthcareRetailConstruction

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bend, OR
3.5×income-to-rent ratio

71% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.