CostIndexUSA

Billings, MT vs Bismarck, ND Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MT
Billings
93.5
overall index
$1,400/mo rent
More AffordableND
Bismarck
91
overall index
$1,300/mo rent

Bismarck is slightly cheaper than Billings — 2.7% lower overall cost of living.

To match an $80,000 salary in Billings, you would need $77,900 in Bismarck. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.5%
Billings
77.4
Bismarck
84
🛒 Groceries≈ Equal
Billings
96
Bismarck
95.7
🚗 Transportation7.7%
Billings
103.7
Bismarck
95.7
🏥 Healthcare7.7%
Billings
93.8
Bismarck
86.6
Utilities+3.6%
Billings
72.4
Bismarck
75

Salary Equivalency Calculator

Enter your current salary in Billings to see what you'd need to earn in Bismarck to maintain the same purchasing power.

$
Equivalent salary in Bismarck, ND
$77,900
$2,100 less needed in Bismarck

Formula: salary × (91 ÷ 93.5) = salary × 0.9733. Based on BEA Regional Price Parities.

Housing Market

Billings, MT

Median Home Price
$392,000
Median Monthly Rent
$1,400
Housing Index
77.4
Price-to-Rent Ratio
23.3×

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Bismarck has 8.5% higher housing costs compared to Billings.

Income & Job Market

Billings, MT

Median Household Income
$70,800
Per Capita Income
$40,400
Unemployment Rate
3.2%
Population
117,116
Top Industries
EnergyHealthcareRetailAgricultureManufacturing

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Billings, MT
4.2×income-to-rent ratio

76% of income left after rent (median)

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.