CostIndexUSA

Birmingham, AL vs Bloomington, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Birmingham
91.6
overall index
$1,375/mo rent
IN
Bloomington
95.1
overall index
$1,550/mo rent

Birmingham is slightly cheaper than Bloomington — 3.8% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $83,100 in Bloomington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+19.1%
Birmingham
71.9
Bloomington
85.6
🛒 Groceries2.2%
Birmingham
96.4
Bloomington
94.3
🚗 Transportation+2.6%
Birmingham
101.5
Bloomington
104.1
🏥 Healthcare+2.5%
Birmingham
91.9
Bloomington
94.2
Utilities+3.2%
Birmingham
83.8
Bloomington
86.5

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in Bloomington to maintain the same purchasing power.

$
Equivalent salary in Bloomington, IN
$83,100
$3,100 more needed in Bloomington

Formula: salary × (95.1 ÷ 91.6) = salary × 1.0382. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Bloomington has 19.1% higher housing costs compared to Birmingham.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.