CostIndexUSA

Birmingham, AL vs Fargo, ND Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AL
Birmingham
91.6
overall index
$1,375/mo rent
More AffordableND
Fargo
90.9
overall index
$1,100/mo rent

Fargo is slightly cheaper than Birmingham — 0.8% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $79,400 in Fargo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+12.8%
Birmingham
71.9
Fargo
81.1
🛒 Groceries0.7%
Birmingham
96.4
Fargo
95.7
🚗 Transportation5.5%
Birmingham
101.5
Fargo
95.9
🏥 Healthcare5.5%
Birmingham
91.9
Fargo
86.8
Utilities7.8%
Birmingham
83.8
Fargo
77.3

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in Fargo to maintain the same purchasing power.

$
Equivalent salary in Fargo, ND
$79,400
$600 less needed in Fargo

Formula: salary × (90.9 ÷ 91.6) = salary × 0.9924. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

Fargo, ND

Median Home Price
$313,000
Median Monthly Rent
$1,100
Housing Index
81.1
Price-to-Rent Ratio
23.7×

Fargo has 12.8% higher housing costs compared to Birmingham.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

Fargo, ND

Median Household Income
$72,900
Per Capita Income
$41,600
Unemployment Rate
3.7%
Population
125,990
Top Industries
HealthcareFinanceEducationTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

Fargo, ND
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.