CostIndexUSA

Birmingham, AL vs Fort Smith, AR Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AL
Birmingham
91.6
overall index
$1,375/mo rent
More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent

Fort Smith is moderately cheaper than Birmingham — 6.2% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $75,000 in Fort Smith. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.7%
Birmingham
71.9
Fort Smith
53.4
🛒 Groceries2.9%
Birmingham
96.4
Fort Smith
93.6
🚗 Transportation1.4%
Birmingham
101.5
Fort Smith
100.1
🏥 Healthcare1.4%
Birmingham
91.9
Fort Smith
90.6
Utilities11.9%
Birmingham
83.8
Fort Smith
73.8

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in Fort Smith to maintain the same purchasing power.

$
Equivalent salary in Fort Smith, AR
$75,000
$5,000 less needed in Fort Smith

Formula: salary × (85.9 ÷ 91.6) = salary × 0.9378. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

Birmingham has 25.7% lower housing costs compared to Fort Smith.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.