CostIndexUSA

Birmingham, AL vs Phoenix, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Birmingham
91.6
overall index
$1,375/mo rent
AZ
Phoenix
103.3
overall index
$1,725/mo rent

Birmingham is moderately cheaper than Phoenix — 12.8% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $90,200 in Phoenix. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+68.6%
Birmingham
71.9
Phoenix
121.2
🛒 Groceries1.5%
Birmingham
96.4
Phoenix
95
🚗 Transportation+7.6%
Birmingham
101.5
Phoenix
109.2
🏥 Healthcare+7.5%
Birmingham
91.9
Phoenix
98.8
Utilities+11.3%
Birmingham
83.8
Phoenix
93.3

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in Phoenix to maintain the same purchasing power.

$
Equivalent salary in Phoenix, AZ
$90,200
$10,200 more needed in Phoenix

Formula: salary × (103.3 ÷ 91.6) = salary × 1.1277. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Phoenix has 68.6% higher housing costs compared to Birmingham.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.