CostIndexUSA

Bismarck, ND vs Buffalo, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
NY
Buffalo
95.8
overall index
$1,375/mo rent

Bismarck is moderately cheaper than Buffalo — 5.3% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $84,200 in Buffalo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing3.6%
Bismarck
84
Buffalo
81
🛒 Groceries+4.2%
Bismarck
95.7
Buffalo
99.7
🚗 Transportation+7.2%
Bismarck
95.7
Buffalo
102.6
🏥 Healthcare+7.3%
Bismarck
86.6
Buffalo
92.9
Utilities+72.7%
Bismarck
75
Buffalo
129.5

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Buffalo to maintain the same purchasing power.

$
Equivalent salary in Buffalo, NY
$84,200
$4,200 more needed in Buffalo

Formula: salary × (95.8 ÷ 91) = salary × 1.0527. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

Bismarck has 3.6% lower housing costs compared to Buffalo.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.