CostIndexUSA

Bismarck, ND vs Montgomery, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

ND
Bismarck
91
overall index
$1,300/mo rent
More AffordableAL
Montgomery
89.7
overall index
$1,375/mo rent

Montgomery is slightly cheaper than Bismarck — 1.4% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $78,900 in Montgomery. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.5%
Bismarck
84
Montgomery
64.3
🛒 Groceries+0.7%
Bismarck
95.7
Montgomery
96.4
🚗 Transportation+6.1%
Bismarck
95.7
Montgomery
101.5
🏥 Healthcare+6.1%
Bismarck
86.6
Montgomery
91.9
Utilities+13.2%
Bismarck
75
Montgomery
84.9

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Montgomery to maintain the same purchasing power.

$
Equivalent salary in Montgomery, AL
$78,900
$1,100 less needed in Montgomery

Formula: salary × (89.7 ÷ 91) = salary × 0.9857. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Montgomery, AL

Median Home Price
$205,000
Median Monthly Rent
$1,375
Housing Index
64.3
Price-to-Rent Ratio
12.4×

Bismarck has 23.5% lower housing costs compared to Montgomery.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Montgomery, AL

Median Household Income
$62,400
Per Capita Income
$35,600
Unemployment Rate
4%
Population
199,518
Top Industries
GovernmentMilitaryHealthcareManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Montgomery, AL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.