CostIndexUSA

Bismarck, ND vs Ontario, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
CA
Ontario
106.4
overall index
$2,475/mo rent

Bismarck is significantly cheaper than Ontario — 16.9% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $93,500 in Ontario. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+53.9%
Bismarck
84
Ontario
129.3
🛒 Groceries+6.0%
Bismarck
95.7
Ontario
101.4
🚗 Transportation+11.1%
Bismarck
95.7
Ontario
106.3
🏥 Healthcare+11.1%
Bismarck
86.6
Ontario
96.2
Utilities+98.1%
Bismarck
75
Ontario
148.6

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Ontario to maintain the same purchasing power.

$
Equivalent salary in Ontario, CA
$93,500
$13,500 more needed in Ontario

Formula: salary × (106.4 ÷ 91) = salary × 1.1692. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Ontario, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Ontario has 53.9% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Ontario, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
175,265
Top Industries
LogisticsHealthcareManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Ontario, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.