CostIndexUSA

Bloomington, IL vs Cincinnati, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Bloomington
93.5
overall index
$1,275/mo rent
OH
Cincinnati
95.4
overall index
$1,525/mo rent

Bloomington is slightly cheaper than Cincinnati — 2.0% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $81,600 in Cincinnati. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.3%
Bloomington
74.7
Cincinnati
87.6
🛒 Groceries≈ Equal
Bloomington
93.6
Cincinnati
93.8
🚗 Transportation0.6%
Bloomington
104.6
Cincinnati
104
🏥 Healthcare≈ Equal
Bloomington
94.6
Cincinnati
94.1
Utilities+1.6%
Bloomington
89.6
Cincinnati
91

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Cincinnati to maintain the same purchasing power.

$
Equivalent salary in Cincinnati, OH
$81,600
$1,600 more needed in Cincinnati

Formula: salary × (95.4 ÷ 93.5) = salary × 1.0203. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Cincinnati has 17.3% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.