CostIndexUSA

Bloomington, IL vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Bloomington
93.5
overall index
$1,275/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Bloomington is significantly cheaper than Napa — 20.4% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $96,300 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+164.3%
Bloomington
74.7
Napa
197.4
🛒 Groceries+12.4%
Bloomington
93.6
Napa
105.2
🚗 Transportation+0.7%
Bloomington
104.6
Napa
105.3
🏥 Healthcare+0.7%
Bloomington
94.6
Napa
95.3
Utilities+74.7%
Bloomington
89.6
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$96,300
$16,300 more needed in Napa

Formula: salary × (112.6 ÷ 93.5) = salary × 1.2043. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 164.3% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.