CostIndexUSA

Bloomington, IL vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Bloomington
93.5
overall index
$1,275/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Bloomington is significantly cheaper than San Jose — 18.1% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $94,500 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+183.7%
Bloomington
74.7
San Jose
211.9
🛒 Groceries+12.4%
Bloomington
93.6
San Jose
105.2
🚗 Transportation+0.7%
Bloomington
104.6
San Jose
105.3
🏥 Healthcare+0.7%
Bloomington
94.6
San Jose
95.3
Utilities+74.9%
Bloomington
89.6
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$94,500
$14,500 more needed in San Jose

Formula: salary × (110.4 ÷ 93.5) = salary × 1.1807. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 183.7% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.