CostIndexUSA

Bloomington, IN vs Buffalo, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
NY
Buffalo
95.8
overall index
$1,375/mo rent

Bloomington is slightly cheaper than Buffalo — 0.7% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $80,600 in Buffalo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing5.4%
Bloomington
85.6
Buffalo
81
🛒 Groceries+5.7%
Bloomington
94.3
Buffalo
99.7
🚗 Transportation1.4%
Bloomington
104.1
Buffalo
102.6
🏥 Healthcare1.4%
Bloomington
94.2
Buffalo
92.9
Utilities+49.7%
Bloomington
86.5
Buffalo
129.5

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Buffalo to maintain the same purchasing power.

$
Equivalent salary in Buffalo, NY
$80,600
$600 more needed in Buffalo

Formula: salary × (95.8 ÷ 95.1) = salary × 1.0074. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

Bloomington has 5.4% lower housing costs compared to Buffalo.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.