CostIndexUSA

Bloomington, IN vs Gainesville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
FL
Gainesville
96.7
overall index
$1,650/mo rent

Bloomington is slightly cheaper than Gainesville — 1.7% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $81,300 in Gainesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.6%
Bloomington
85.6
Gainesville
93
🛒 Groceries+2.0%
Bloomington
94.3
Gainesville
96.2
🚗 Transportation≈ Equal
Bloomington
104.1
Gainesville
103.8
🏥 Healthcare≈ Equal
Bloomington
94.2
Gainesville
93.9
Utilities+2.0%
Bloomington
86.5
Gainesville
88.2

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Gainesville to maintain the same purchasing power.

$
Equivalent salary in Gainesville, FL
$81,300
$1,300 more needed in Gainesville

Formula: salary × (96.7 ÷ 95.1) = salary × 1.0168. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Gainesville has 8.6% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.