CICostIndexUSA

Bloomington, IN vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,450/mo rent
CA
Oxnard
110.5
overall index
$2,950/mo rent

Bloomington is significantly cheaper than Oxnard — 16.2% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $93,000 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+99.9%
Bloomington
85.6
Oxnard
171.1
🛒 Groceries+11.6%
Bloomington
94.3
Oxnard
105.2
🚗 Transportation+1.2%
Bloomington
104.1
Oxnard
105.3
🏥 Healthcare+1.2%
Bloomington
94.2
Oxnard
95.3
Utilities+76.8%
Bloomington
86.5
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$93,000
$13,000 more needed in Oxnard

Formula: salary × (110.5 ÷ 95.1) = salary × 1.1619. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$306,000
Median Monthly Rent
$1,450
Housing Index
85.6
Price-to-Rent Ratio
17.6×

Oxnard, CA

Median Home Price
$884,000
Median Monthly Rent
$2,950
Housing Index
171.1
Price-to-Rent Ratio
25.0×

Oxnard has 99.9% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
3.6%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Oxnard, CA

Median Household Income
$114,200
Per Capita Income
$65,100
Unemployment Rate
5.2%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.9×income-to-rent ratio

74% of income left after rent (median)

Oxnard, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.