CostIndexUSA

Boston, MA vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is moderately cheaper than Boston — 10.4% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $71,700 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.0%
Boston
148.4
Rochester
87.5
🛒 Groceries≈ Equal
Boston
99.7
Rochester
99.7
🚗 Transportation5.7%
Boston
108.8
Rochester
102.6
🏥 Healthcare5.6%
Boston
98.4
Rochester
92.9
Utilities10.5%
Boston
148.8
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$71,700
$8,300 less needed in Rochester

Formula: salary × (97 ÷ 108.3) = salary × 0.8957. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Boston has 41.0% lower housing costs compared to Rochester.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.