CostIndexUSA

Boston, MA vs Rockford, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableIL
Rockford
92.2
overall index
$1,200/mo rent

Rockford is moderately cheaper than Boston — 14.9% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $68,100 in Rockford. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing52.8%
Boston
148.4
Rockford
70.1
🛒 Groceries6.1%
Boston
99.7
Rockford
93.6
🚗 Transportation3.9%
Boston
108.8
Rockford
104.6
🏥 Healthcare3.9%
Boston
98.4
Rockford
94.6
Utilities39.9%
Boston
148.8
Rockford
89.4

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Rockford to maintain the same purchasing power.

$
Equivalent salary in Rockford, IL
$68,100
$11,900 less needed in Rockford

Formula: salary × (92.2 ÷ 108.3) = salary × 0.8513. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Rockford, IL

Median Home Price
$206,000
Median Monthly Rent
$1,200
Housing Index
70.1
Price-to-Rent Ratio
14.3×

Boston has 52.8% lower housing costs compared to Rockford.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Rockford, IL

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
5.8%
Population
148,123
Top Industries
ManufacturingHealthcareFinanceRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Rockford, IL
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.