CostIndexUSA

Buffalo, NY vs Charlottesville, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNY
Buffalo
95.8
overall index
$1,375/mo rent
VA
Charlottesville
99.1
overall index
$1,950/mo rent

Buffalo is slightly cheaper than Charlottesville — 3.4% lower overall cost of living.

To match an $80,000 salary in Buffalo, you would need $82,800 in Charlottesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+32.1%
Buffalo
81
Charlottesville
107
🛒 Groceries2.9%
Buffalo
99.7
Charlottesville
96.8
🚗 Transportation+0.9%
Buffalo
102.6
Charlottesville
103.5
🏥 Healthcare+0.9%
Buffalo
92.9
Charlottesville
93.7
Utilities31.3%
Buffalo
129.5
Charlottesville
89

Salary Equivalency Calculator

Enter your current salary in Buffalo to see what you'd need to earn in Charlottesville to maintain the same purchasing power.

$
Equivalent salary in Charlottesville, VA
$82,800
$2,800 more needed in Charlottesville

Formula: salary × (99.1 ÷ 95.8) = salary × 1.0344. Based on BEA Regional Price Parities.

Housing Market

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Charlottesville has 32.1% higher housing costs compared to Buffalo.

Income & Job Market

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.