CostIndexUSA

Cape Coral, FL vs Irving, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Cape Coral
102.3
overall index
$1,825/mo rent
TX
Irving
103.1
overall index
$1,775/mo rent

Cape Coral is slightly cheaper than Irving — 0.8% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $80,600 in Irving. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing5.8%
Cape Coral
125.1
Irving
117.9
🛒 Groceries+6.9%
Cape Coral
96.2
Irving
102.8
🚗 Transportation+0.9%
Cape Coral
103.8
Irving
104.7
🏥 Healthcare+0.9%
Cape Coral
93.9
Irving
94.7
Utilities+4.4%
Cape Coral
86.9
Irving
90.7

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Irving to maintain the same purchasing power.

$
Equivalent salary in Irving, TX
$80,600
$600 more needed in Irving

Formula: salary × (103.1 ÷ 102.3) = salary × 1.0078. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Irving, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Cape Coral has 5.8% lower housing costs compared to Irving.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Irving, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
256,684
Top Industries
TechnologyFinanceManufacturingLogisticsHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Irving, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.