CostIndexUSA

Cape Coral, FL vs Lubbock, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Cape Coral
102.3
overall index
$1,825/mo rent
More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent

Lubbock is moderately cheaper than Cape Coral — 10.8% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $71,400 in Lubbock. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing38.9%
Cape Coral
125.1
Lubbock
76.4
🛒 Groceries2.5%
Cape Coral
96.2
Lubbock
93.8
🚗 Transportation2.6%
Cape Coral
103.8
Lubbock
101.1
🏥 Healthcare2.7%
Cape Coral
93.9
Lubbock
91.4
Utilities4.7%
Cape Coral
86.9
Lubbock
82.8

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Lubbock to maintain the same purchasing power.

$
Equivalent salary in Lubbock, TX
$71,400
$8,600 less needed in Lubbock

Formula: salary × (91.3 ÷ 102.3) = salary × 0.8925. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Cape Coral has 38.9% lower housing costs compared to Lubbock.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.