CostIndexUSA

Cape Coral, FL vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Cape Coral
102.3
overall index
$1,825/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is moderately cheaper than Cape Coral — 6.9% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $74,400 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.1%
Cape Coral
125.1
Ocala
86.2
🛒 Groceries≈ Equal
Cape Coral
96.2
Ocala
96.2
🚗 Transportation≈ Equal
Cape Coral
103.8
Ocala
103.8
🏥 Healthcare≈ Equal
Cape Coral
93.9
Ocala
93.9
Utilities≈ Equal
Cape Coral
86.9
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$74,400
$5,600 less needed in Ocala

Formula: salary × (95.2 ÷ 102.3) = salary × 0.9306. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Cape Coral has 31.1% lower housing costs compared to Ocala.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.