CostIndexUSA

Cape Coral, FL vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Cape Coral
102.3
overall index
$1,825/mo rent
More AffordableFL
Tampa
100.9
overall index
$1,975/mo rent

Tampa is slightly cheaper than Cape Coral — 1.4% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $78,900 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+0.6%
Cape Coral
125.1
Tampa
125.8
🛒 Groceries0.7%
Cape Coral
96.2
Tampa
95.5
🚗 Transportation1.3%
Cape Coral
103.8
Tampa
102.4
🏥 Healthcare1.3%
Cape Coral
93.9
Tampa
92.7
Utilities+1.8%
Cape Coral
86.9
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$78,900
$1,100 less needed in Tampa

Formula: salary × (100.9 ÷ 102.3) = salary × 0.9863. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Tampa has 0.6% higher housing costs compared to Cape Coral.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.