CostIndexUSA

Cedar Rapids, IA vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Cedar Rapids
89
overall index
$1,100/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Cedar Rapids is significantly cheaper than St. Paul — 17.8% lower overall cost of living.

To match an $80,000 salary in Cedar Rapids, you would need $94,200 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+56.6%
Cedar Rapids
71.4
St. Paul
111.8
🛒 Groceries+10.0%
Cedar Rapids
93.7
St. Paul
103.1
🚗 Transportation+12.3%
Cedar Rapids
97.6
St. Paul
109.6
🏥 Healthcare+12.3%
Cedar Rapids
88.3
St. Paul
99.2
Utilities+11.3%
Cedar Rapids
84
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Cedar Rapids to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$94,200
$14,200 more needed in St. Paul

Formula: salary × (104.8 ÷ 89) = salary × 1.1775. Based on BEA Regional Price Parities.

Housing Market

Cedar Rapids, IA

Median Home Price
$230,000
Median Monthly Rent
$1,100
Housing Index
71.4
Price-to-Rent Ratio
17.4×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 56.6% higher housing costs compared to Cedar Rapids.

Income & Job Market

Cedar Rapids, IA

Median Household Income
$73,600
Per Capita Income
$42,000
Unemployment Rate
2.9%
Population
133,562
Top Industries
ManufacturingHealthcareFinanceTechnologyAgriculture

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cedar Rapids, IA
5.6×income-to-rent ratio

82% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.