CostIndexUSA

Champaign, IL vs Racine, WI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Champaign
92.7
overall index
$1,275/mo rent
WI
Racine
96
overall index
$1,325/mo rent

Champaign is slightly cheaper than Racine — 3.6% lower overall cost of living.

To match an $80,000 salary in Champaign, you would need $82,800 in Racine. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+28.5%
Champaign
71.6
Racine
92
🛒 Groceries≈ Equal
Champaign
93.6
Racine
93.8
🚗 Transportation≈ Equal
Champaign
104.6
Racine
104.4
🏥 Healthcare≈ Equal
Champaign
94.6
Racine
94.4
Utilities0.6%
Champaign
90.5
Racine
90

Salary Equivalency Calculator

Enter your current salary in Champaign to see what you'd need to earn in Racine to maintain the same purchasing power.

$
Equivalent salary in Racine, WI
$82,800
$2,800 more needed in Racine

Formula: salary × (96 ÷ 92.7) = salary × 1.0356. Based on BEA Regional Price Parities.

Housing Market

Champaign, IL

Median Home Price
$224,000
Median Monthly Rent
$1,275
Housing Index
71.6
Price-to-Rent Ratio
14.6×

Racine, WI

Median Home Price
$293,000
Median Monthly Rent
$1,325
Housing Index
92
Price-to-Rent Ratio
18.4×

Racine has 28.5% higher housing costs compared to Champaign.

Income & Job Market

Champaign, IL

Median Household Income
$62,100
Per Capita Income
$35,400
Unemployment Rate
3.4%
Population
88,302
Top Industries
EducationHealthcareTechnologyAgricultureRetail

Racine, WI

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.6%
Population
78,900
Top Industries
ManufacturingHealthcareRetailTechnologyFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Champaign, IL
4.1×income-to-rent ratio

75% of income left after rent (median)

Racine, WI
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.