CostIndexUSA

Champaign, IL vs Wilmington, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Champaign
92.7
overall index
$1,275/mo rent
NC
Wilmington
96.4
overall index
$1,700/mo rent

Champaign is slightly cheaper than Wilmington — 4.0% lower overall cost of living.

To match an $80,000 salary in Champaign, you would need $83,200 in Wilmington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+30.2%
Champaign
71.6
Wilmington
93.2
🛒 Groceries+3.2%
Champaign
93.6
Wilmington
96.6
🚗 Transportation1.4%
Champaign
104.6
Wilmington
103.1
🏥 Healthcare1.4%
Champaign
94.6
Wilmington
93.3
Utilities2.9%
Champaign
90.5
Wilmington
87.9

Salary Equivalency Calculator

Enter your current salary in Champaign to see what you'd need to earn in Wilmington to maintain the same purchasing power.

$
Equivalent salary in Wilmington, NC
$83,200
$3,200 more needed in Wilmington

Formula: salary × (96.4 ÷ 92.7) = salary × 1.0399. Based on BEA Regional Price Parities.

Housing Market

Champaign, IL

Median Home Price
$224,000
Median Monthly Rent
$1,275
Housing Index
71.6
Price-to-Rent Ratio
14.6×

Wilmington, NC

Median Home Price
$432,000
Median Monthly Rent
$1,700
Housing Index
93.2
Price-to-Rent Ratio
21.2×

Wilmington has 30.2% higher housing costs compared to Champaign.

Income & Job Market

Champaign, IL

Median Household Income
$62,100
Per Capita Income
$35,400
Unemployment Rate
3.4%
Population
88,302
Top Industries
EducationHealthcareTechnologyAgricultureRetail

Wilmington, NC

Median Household Income
$76,900
Per Capita Income
$43,800
Unemployment Rate
4.3%
Population
115,451
Top Industries
HealthcareTourismTechnologyEducationMilitary

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Champaign, IL
4.1×income-to-rent ratio

75% of income left after rent (median)

Wilmington, NC
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.