CostIndexUSA

Charlotte, NC vs Jacksonville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNC
Charlotte
97.3
overall index
$1,700/mo rent
FL
Jacksonville
99.5
overall index
$1,650/mo rent

Charlotte is slightly cheaper than Jacksonville — 2.3% lower overall cost of living.

To match an $80,000 salary in Charlotte, you would need $81,800 in Jacksonville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+12.5%
Charlotte
97.6
Jacksonville
109.8
🛒 Groceries≈ Equal
Charlotte
96.6
Jacksonville
96.2
🚗 Transportation+0.7%
Charlotte
103.1
Jacksonville
103.8
🏥 Healthcare+0.6%
Charlotte
93.3
Jacksonville
93.9
Utilities1.9%
Charlotte
89.2
Jacksonville
87.5

Salary Equivalency Calculator

Enter your current salary in Charlotte to see what you'd need to earn in Jacksonville to maintain the same purchasing power.

$
Equivalent salary in Jacksonville, FL
$81,800
$1,800 more needed in Jacksonville

Formula: salary × (99.5 ÷ 97.3) = salary × 1.0226. Based on BEA Regional Price Parities.

Housing Market

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Jacksonville has 12.5% higher housing costs compared to Charlotte.

Income & Job Market

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.