CostIndexUSA

Charlottesville, VA vs Chico, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Charlottesville
99.1
overall index
$1,950/mo rent
CA
Chico
101.2
overall index
$1,575/mo rent

Charlottesville is slightly cheaper than Chico — 2.1% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $81,700 in Chico. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing14.1%
Charlottesville
107
Chico
91.9
🛒 Groceries+8.7%
Charlottesville
96.8
Chico
105.2
🚗 Transportation+1.7%
Charlottesville
103.5
Chico
105.3
🏥 Healthcare+1.7%
Charlottesville
93.7
Chico
95.3
Utilities+78.4%
Charlottesville
89
Chico
158.8

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in Chico to maintain the same purchasing power.

$
Equivalent salary in Chico, CA
$81,700
$1,700 more needed in Chico

Formula: salary × (101.2 ÷ 99.1) = salary × 1.0212. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

Charlottesville has 14.1% lower housing costs compared to Chico.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.