CostIndexUSA

Charlottesville, VA vs Clarksville, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

VA
Charlottesville
99.1
overall index
$1,950/mo rent
More AffordableTN
Clarksville
90.9
overall index
$1,350/mo rent

Clarksville is moderately cheaper than Charlottesville — 8.3% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $73,400 in Clarksville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.0%
Charlottesville
107
Clarksville
73.8
🛒 Groceries0.6%
Charlottesville
96.8
Clarksville
96.2
🚗 Transportation3.1%
Charlottesville
103.5
Clarksville
100.3
🏥 Healthcare3.2%
Charlottesville
93.7
Clarksville
90.7
Utilities18.5%
Charlottesville
89
Clarksville
72.5

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in Clarksville to maintain the same purchasing power.

$
Equivalent salary in Clarksville, TN
$73,400
$6,600 less needed in Clarksville

Formula: salary × (90.9 ÷ 99.1) = salary × 0.9173. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Clarksville, TN

Median Home Price
$289,000
Median Monthly Rent
$1,350
Housing Index
73.8
Price-to-Rent Ratio
17.8×

Charlottesville has 31.0% lower housing costs compared to Clarksville.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Clarksville, TN

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
5.6%
Population
166,722
Top Industries
MilitaryHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Clarksville, TN
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.