CostIndexUSA

Charlottesville, VA vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

VA
Charlottesville
99.1
overall index
$1,950/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is slightly cheaper than Charlottesville — 2.1% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $78,300 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.2%
Charlottesville
107
Rochester
87.5
🛒 Groceries+3.0%
Charlottesville
96.8
Rochester
99.7
🚗 Transportation0.9%
Charlottesville
103.5
Rochester
102.6
🏥 Healthcare0.9%
Charlottesville
93.7
Rochester
92.9
Utilities+49.7%
Charlottesville
89
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$78,300
$1,700 less needed in Rochester

Formula: salary × (97 ÷ 99.1) = salary × 0.9788. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Charlottesville has 18.2% lower housing costs compared to Rochester.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.