CostIndexUSA

Charlottesville, VA vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Charlottesville
99.1
overall index
$1,950/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Charlottesville is moderately cheaper than St. Paul — 5.8% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $84,600 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+4.5%
Charlottesville
107
St. Paul
111.8
🛒 Groceries+6.5%
Charlottesville
96.8
St. Paul
103.1
🚗 Transportation+5.9%
Charlottesville
103.5
St. Paul
109.6
🏥 Healthcare+5.9%
Charlottesville
93.7
St. Paul
99.2
Utilities+5.1%
Charlottesville
89
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$84,600
$4,600 more needed in St. Paul

Formula: salary × (104.8 ÷ 99.1) = salary × 1.0575. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 4.5% higher housing costs compared to Charlottesville.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.