CostIndexUSA

Chicago, IL vs Sacramento, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Chicago
103.6
overall index
$2,100/mo rent
CA
Sacramento
106.7
overall index
$2,200/mo rent

Chicago is slightly cheaper than Sacramento — 3.0% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $82,400 in Sacramento. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+16.2%
Chicago
112
Sacramento
130.2
🛒 Groceries2.0%
Chicago
107.3
Sacramento
105.2
🚗 Transportation≈ Equal
Chicago
105.5
Sacramento
105.3
🏥 Healthcare≈ Equal
Chicago
95.5
Sacramento
95.3
Utilities+81.0%
Chicago
83.6
Sacramento
151.3

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in Sacramento to maintain the same purchasing power.

$
Equivalent salary in Sacramento, CA
$82,400
$2,400 more needed in Sacramento

Formula: salary × (106.7 ÷ 103.6) = salary × 1.0299. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Sacramento, CA

Median Home Price
$566,000
Median Monthly Rent
$2,200
Housing Index
130.2
Price-to-Rent Ratio
21.4×

Sacramento has 16.2% higher housing costs compared to Chicago.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Sacramento, CA

Median Household Income
$95,000
Per Capita Income
$54,100
Unemployment Rate
5.8%
Population
524,943
Top Industries
GovernmentHealthcareTechnologyEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Sacramento, CA
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.